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Zoho Books

by Zoho Corporation

#4 in Small-business booksBest value

My pick for value. A free plan covers micro businesses, and $20 a month adds bank feeds, custom reports and API access.

Not financial advice. Check fees and terms on the company’s site.

What’s good

  • Free plan with invoicing and reports
  • Receipt autoscan and mileage tracking
  • Mobile apps for iOS and Android

Heads-up

  • Free plan limited to $50K revenue
  • Less flexible than QuickBooks, per PCMag

The details

Best for
Cost-conscious small businesses wanting a full-featured accounting suite
Price
From $20/mo (Standard plan, billed monthly)
Free plan
Free while revenue stays under $50K
Skill level
Any level
Made by
Zoho Corporation
Website
zoho.com
Price checked
Sep 30, 2026

Where it ranks

Compare with similar picks

QuickBooks OnlineXeroFreshBooksZoho Books
Rank in Small-business books#1#2#3#4
PriceFrom $38/moFrom $27/moFrom $23/moFrom $20/mo
Free planNoNoNoFree while revenue stays under $50K
Best forSmall businesses that need deep reporting and accountant-friendly booksGrowing businesses wanting unlimited users and bank reconciliationFreelancers and service businesses that send lots of invoicesCost-conscious small businesses wanting a full-featured accounting suite
Skill levelAny levelAny levelBeginner-friendlyAny level
Start free trialTry itStart free trialTry it free

Also in Small-business books

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