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Rocket Money

by Rocket Money

#5 in Budget & saveBest for bills

My pick for cutting subscriptions and bills. The free version tracks recurring charges and negotiates bills for a cut of savings; Premium cancels subscriptions.

Not financial advice. Check fees and terms on the company’s site.

What’s good

  • Free tier includes bill negotiation
  • Premium cancels unwanted subscriptions for you
  • Premium+ adds Rowan, an AI assistant

Heads-up

  • Negotiation costs 35-60% of first-year savings
  • Free budgets limited to two custom categories

The details

Best for
Finding and canceling forgotten subscriptions and cutting bills
Price
From $7/mo (Premium; you choose $7-$14)
Free plan
Free tier with limited features
Skill level
Beginner-friendly
Made by
Rocket Money
Price checked
Sep 30, 2026

Where it ranks

Compare with similar picks

Monarch MoneyCopilot MoneyYNABRocket Money
Rank in Budget & save#1#2#3#5
PriceFrom $14.99/moFrom $13/moFrom $14.99/moFrom $7/mo
Free planNoNoNoFree tier with limited features
Best forCouples and households wanting budgets, net worth and goals togetherApple users who want a polished, automatic budgeting appPeople who want to change money habits with zero-based budgetingFinding and canceling forgotten subscriptions and cutting bills
Skill levelAny levelBeginner-friendlyAny levelBeginner-friendly
Start free trialStart free trialStart free trialTry it free

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From $7/moTry it free