Microsoft Copilot
by Microsoft
Only worth paying for if you live in Word and Excel. Then Microsoft 365 Personal is the cheapest way in.
- Free plan
- Free chat and image creation, with limits
- Paid plans
- From $9.99/mo. Microsoft 365 Personal, billed monthly
- Best for
- Windows and Office users who want AI inside Word, Excel and Outlook
- Prices checked
- Sep 30, 2026. Official pricing
Good
- Free app on the web, Windows and phones
- Microsoft 365 Personal ($9.99) puts Copilot in Word, Excel, PowerPoint and Outlook
- Includes 1 TB of OneDrive storage
Watch out
- No standalone Copilot plan; you pay through Microsoft 365
- Deep research now needs the $19.99 Premium plan
Where it ranks
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